:root{--primary-color: #005CA9;--primary-light: #4fa5e6;--primary-dark: #004b87;--secondary-color: #00a7b5;--secondary-light: #4DD0E1;--secondary-dark: #00818A;--accent-color: #ffb700;--success-color: #00c853;--success-hover: #00e676;--text-dark: #1f2937;--text-light: #6b7280;--bg-color: #ffffff;--bg-light: #f3f4f6;--bg-dark: #111827;--font-family: "Inter", sans-serif;--transition-speed: .3s;--border-radius: 8px;--box-shadow: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -2px rgba(0, 0, 0, .05)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-family);color:var(--text-dark);line-height:1.6;background-color:var(--bg-color);-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}ul{list-style:none}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}.bg-light{background-color:var(--bg-light)}.bg-dark{background-color:var(--bg-dark)}.text-white{color:#fff}.center{text-align:center}h1,h2,h3,h4{font-weight:700;line-height:1.2}.btn{display:inline-block;padding:12px 24px;border-radius:var(--border-radius);font-weight:600;text-align:center;cursor:pointer;transition:all .4s ease;border:none;text-decoration:none;background-size:200% auto}.btn:disabled{opacity:.6;cursor:not-allowed;background-position:left center}.btn-primary{background-image:linear-gradient(to right,var(--primary-color) 0%,var(--primary-light) 51%,var(--primary-color) 100%);color:#fff;box-shadow:0 4px 15px #005ca94d}.btn-primary:hover{background-position:right center;color:#fff;transform:translateY(-2px);box-shadow:0 8px 20px #005ca980}.btn-success{background-image:linear-gradient(to right,var(--success-color) 0%,#20c997 51%,var(--success-color) 100%);color:#fff;font-size:1.1rem;padding:16px 32px;box-shadow:0 4px 15px #00c8534d}.btn-success:hover:not(:disabled){background-position:right center;color:#fff;transform:translateY(-2px);box-shadow:0 8px 20px #00c85380}.btn-sm{padding:8px 16px;font-size:.9rem}.btn-lg{padding:16px 32px;font-size:1.1rem}.btn-block{width:100%;display:block}@keyframes pulse{0%{transform:scale(1);box-shadow:0 0 #005ca966}70%{transform:scale(1.05);box-shadow:0 0 0 10px #005ca900}to{transform:scale(1);box-shadow:0 0 #005ca900}}.pulse:hover{animation:pulse 1.5s infinite}.header{position:fixed;top:0;left:0;width:100%;background-color:transparent;backdrop-filter:none;-webkit-backdrop-filter:none;z-index:1000;box-shadow:none;transition:all .4s ease}.header.scrolled{background-color:#ffffffbf;backdrop-filter:blur(15px);-webkit-backdrop-filter:blur(15px);box-shadow:0 4px 30px #00000014}.header-container{display:flex;justify-content:space-between;align-items:center;height:100px;transition:height .4s ease}.header.scrolled .header-container{height:75px}.logo{display:flex;align-items:center;text-decoration:none}.logo-text{font-family:"Baloo 2",Inter,sans-serif;font-size:2.2rem;font-weight:800;line-height:1;letter-spacing:-.5px;background:linear-gradient(90deg,#185bd3,#683fb6,#c43282);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;transition:font-size .4s ease}.header.scrolled .logo-text{font-size:1.8rem}.nav{display:flex;align-items:center;gap:30px}.nav a{font-weight:500;color:var(--text-dark);transition:color .2s}.nav a:hover{color:var(--primary-color)}.hero{padding:160px 0 100px;background:linear-gradient(135deg,var(--bg-light) 0%,#ffffff 100%)}.hero-container{display:flex;align-items:center;gap:50px}.hero-content{flex:1}.badge{display:inline-block;background-color:#005ca91a;color:var(--primary-color);padding:6px 12px;border-radius:20px;font-size:.85rem;font-weight:600;margin-bottom:20px}.hero h1{font-size:3.5rem;margin-bottom:20px;color:var(--text-dark)}.highlight{color:var(--primary-color)}.hero p{font-size:1.1rem;color:var(--text-light);margin-bottom:40px;max-width:500px}.hero-actions{display:flex;flex-direction:column;gap:15px;align-items:flex-start}.info-text{font-size:.9rem;color:var(--text-light);font-weight:500}.hero-image{flex:1}.hero-illustration{width:100%;max-width:500px;height:auto;border-radius:20px;box-shadow:0 20px 40px -10px #0d47a133;transform:translateY(0);transition:transform .5s ease;animation:float 6s ease-in-out infinite}@keyframes float{0%{transform:translateY(0)}50%{transform:translateY(-15px)}to{transform:translateY(0)}}.simulador-section{padding:80px 0}.simulator-card{background:#fff;border-radius:16px;padding:40px;max-width:900px;margin:-120px auto 0;position:relative;z-index:10;box-shadow:0 25px 50px -12px #00000026}.simulator-header{text-align:center;margin-bottom:40px}.simulator-header h2{font-size:2rem;margin-bottom:10px}.simulator-header p{color:var(--text-light)}.simulator-body{display:grid;grid-template-columns:1fr 1fr;gap:40px}.form-group{margin-bottom:24px}.form-group label{display:block;font-weight:600;margin-bottom:8px;color:var(--text-dark)}.invisible-label{opacity:0}.input-money,input[type=number],input[type=text]{width:100%;padding:14px 16px;border:1px solid #d1d5db;border-radius:var(--border-radius);font-size:1.1rem;font-family:var(--font-family);transition:border-color var(--transition-speed)}.input-money:focus,input[type=number]:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 3px #0d47a11a}.row-group{display:flex;gap:16px}.col{flex:1}.small-text{font-size:.75rem;color:var(--text-light);line-height:1.4;margin-top:8px}.security-info{display:flex;align-items:center;gap:6px;color:var(--primary-color);font-weight:500}.security-icon{flex-shrink:0;fill:var(--primary-color);color:#fff}.simulator-result{background-color:var(--bg-light);padding:30px;border-radius:12px;text-align:center;display:flex;flex-direction:column;justify-content:center}.result-label{color:var(--text-light);margin-bottom:10px}.result-value{font-size:2.8rem;font-weight:800;color:var(--text-dark);margin-bottom:30px;transition:color .3s ease}.about-section{padding:60px 0 100px}.about-container{display:flex;align-items:center;gap:50px}.about-image{flex:1;display:flex;justify-content:center}.app-mockup{max-width:100%;height:auto}.about-content{flex:1}.about-subtitle{display:block;font-size:1.5rem;color:var(--text-light);margin-bottom:0;font-weight:400}.about-title{font-size:4rem;color:var(--primary-color);margin-bottom:30px;line-height:1.1}.about-description{font-size:1.15rem;color:var(--text-light);margin-bottom:20px;line-height:1.6}.vantagens-section{padding:100px 0}.section-header{margin-bottom:60px}.section-header h2{font-size:2.5rem;margin-bottom:15px}.section-header p{font-size:1.1rem;color:var(--text-light)}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.advantage-card{background:#fff;padding:30px;border-radius:12px;box-shadow:var(--box-shadow);transition:transform .3s ease,box-shadow .3s ease}.advantage-card:hover{transform:translateY(-5px);box-shadow:0 20px 25px -5px #0000001a}.icon-wrapper{font-size:2.5rem;margin-bottom:20px}.advantage-card h3{margin-bottom:15px;font-size:1.25rem}.details-section{padding:100px 0;background:linear-gradient(135deg,#f0f9ff,#e0f2fe);position:relative}.details-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;text-align:center}.detail-item{background:#fff;padding:40px 30px;border-radius:20px;box-shadow:0 10px 40px -10px #005ca926;transition:transform .4s ease,box-shadow .4s ease}.detail-item:hover{transform:translateY(-8px);box-shadow:0 20px 40px -10px #005ca940}.detail-number{display:block;font-size:4rem;font-weight:800;color:var(--primary-color);line-height:1;margin-bottom:10px;background:linear-gradient(135deg,var(--primary-color) 0%,var(--secondary-color) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.detail-label{display:inline-block;padding:4px 12px;background-color:var(--bg-light);border-radius:20px;font-size:.95rem;font-weight:700;margin-bottom:20px;text-transform:uppercase;letter-spacing:1.5px;color:var(--primary-dark)}.detail-item p{color:var(--text-light);font-size:1.05rem;line-height:1.6}.requisitos-section{padding:100px 0;background-color:#f8fafc;position:relative}.requisitos-subtitle{display:block;font-size:1.1rem;color:var(--text-light);margin-bottom:5px;font-weight:500}.requisitos-section .section-header h2{color:var(--primary-color);font-size:2.8rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;counter-reset:requisito-counter}.requisito-card{background:#fff;padding:50px 30px;border-radius:16px;border:1px solid rgba(0,0,0,.03);text-align:center;transition:all .4s cubic-bezier(.165,.84,.44,1);height:100%;box-shadow:0 10px 30px -10px #0000000d;position:relative;overflow:hidden;counter-increment:requisito-counter}.requisito-card:after{content:"0" counter(requisito-counter);position:absolute;top:-15px;right:5px;font-size:8rem;font-weight:800;color:var(--secondary-light);opacity:.1;z-index:0;transition:opacity .4s ease,transform .4s ease}.requisito-card:hover:after{opacity:.2;transform:scale(1.05) translate(-5px,5px)}.requisito-card>*{position:relative;z-index:1}.requisito-card:before{content:"";position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(to right,var(--secondary-color),var(--primary-color));transform:scaleX(0);transform-origin:left;transition:transform .4s ease}.requisito-card:hover{transform:translateY(-8px);box-shadow:0 20px 40px -10px #005ca91f}.requisito-card:hover:before{transform:scaleX(1)}.requisito-icon-wrapper{width:75px;height:75px;margin:0 auto 30px;background:linear-gradient(135deg,var(--primary-color) 0%,var(--secondary-color) 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 20px -5px #005ca94d;transition:transform .4s ease}.requisito-card:hover .requisito-icon-wrapper{transform:scale(1.1) rotate(5deg)}.requisito-card p{font-size:1.15rem;color:var(--text-dark);font-weight:500;line-height:1.6}.como-contratar-section{padding:100px 0;background-color:#fafbfc}.como-contratar-subtitle{display:block;font-size:1.1rem;color:var(--text-light);margin-bottom:5px;font-weight:500}.como-contratar-section .section-header h2{color:var(--primary-color);font-size:3rem}.como-contratar-desc{max-width:700px;margin:15px auto 0;color:var(--text-light);font-size:1.1rem;line-height:1.6}.timeline-container{max-width:900px;margin:60px auto 0;position:relative}.timeline-line{position:absolute;top:20px;bottom:0;left:140px;width:3px;background-color:#e2e8f0;border-radius:3px;z-index:1}.timeline-item{display:grid;grid-template-columns:100px 80px 1fr;align-items:start;margin-bottom:50px;position:relative;z-index:2}.timeline-step-text{text-align:right;font-weight:700;color:var(--primary-color);font-size:1.25rem;padding-top:12px}.timeline-icon-wrapper{display:flex;justify-content:center}.timeline-icon-bg{width:50px;height:50px;background:linear-gradient(135deg,#14b8a6,#0d9488);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 6px #fafbfc,0 4px 10px #0000000d}.timeline-content{background:#fff;padding:30px;border-radius:12px;box-shadow:0 4px 15px #0000000a;border:1px solid #f1f5f9;position:relative;transition:transform .3s ease,box-shadow .3s ease}.timeline-content:hover{transform:translateY(-3px);box-shadow:0 10px 25px #00000014}.timeline-content:before{content:"";position:absolute;top:25px;left:-8px;width:16px;height:16px;background:#fff;border-left:1px solid #f1f5f9;border-bottom:1px solid #f1f5f9;transform:rotate(45deg)}.timeline-content h3{color:#0d9488;font-size:1.15rem;margin-bottom:8px;text-transform:uppercase;letter-spacing:.5px}.timeline-content p{color:var(--text-light);font-size:1.05rem;line-height:1.6}.btn-action{background-image:linear-gradient(to right,var(--secondary-color) 0%,#00e5ff 51%,var(--secondary-color) 100%);background-size:200% auto;color:#fff;font-size:1.3rem;font-weight:700;padding:18px 60px;border-radius:40px;box-shadow:0 10px 25px #00a7b54d;border:none;cursor:pointer;transition:all .4s ease;text-decoration:none;display:inline-block}.btn-action:hover{background-position:right center;color:#fff;transform:translateY(-3px) scale(1.02);box-shadow:0 15px 35px #00a7b580}.testimonials-section{padding:100px 0;background-color:var(--bg-color)}.carousel-wrapper{position:relative;padding:0 60px}.testimonials-carousel{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;gap:20px;padding-bottom:20px}.testimonials-carousel::-webkit-scrollbar{display:none}.testimonials-carousel{-ms-overflow-style:none;scrollbar-width:none}.testimonial-card{flex:0 0 320px;scroll-snap-align:start;background:var(--bg-light);padding:30px;border-radius:12px;box-shadow:0 4px 6px -1px #0000000d;display:flex;flex-direction:column}.testimonial-header-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:15px}.testimonial-avatar{width:45px;height:45px;border-radius:50%;object-fit:cover;border:2px solid var(--primary-light)}.testimonial-stars{color:#fbbf24;font-size:1.2rem;letter-spacing:2px}.carousel-btn{position:absolute;top:50%;transform:translateY(-50%);width:45px;height:45px;background:#fff;border:1px solid #e5e7eb;border-radius:50%;font-size:1.5rem;color:var(--primary-color);cursor:pointer;box-shadow:0 4px 6px #0000001a;display:flex;align-items:center;justify-content:center;z-index:10;transition:all .2s}.carousel-btn:hover{background:var(--primary-color);color:#fff}.carousel-btn.prev{left:10px}.carousel-btn.next{right:10px}.testimonial-text{font-style:italic;color:var(--text-dark);margin-bottom:20px}.testimonial-author{display:flex;flex-direction:column}.testimonial-author strong{color:var(--primary-color)}.testimonial-author span{font-size:.8rem;color:var(--text-light)}.contato-section{padding:100px 0 50px;background-color:#fff}.contato-subtitle{display:block;font-size:1.1rem;color:var(--text-light);margin-bottom:5px;font-weight:500}.contato-section .section-header h2{color:var(--primary-color);font-size:2.8rem}.contato-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;max-width:1000px;margin:0 auto}.contato-item{text-align:center;background:#fff;padding:40px 30px;border-radius:16px;box-shadow:0 10px 30px -10px #0000000d;border:1px solid rgba(0,0,0,.02);transition:transform .4s cubic-bezier(.165,.84,.44,1),box-shadow .4s ease}.contato-item:hover{transform:translateY(-8px);box-shadow:0 20px 40px -10px #005ca91f}.contato-icon{width:70px;height:70px;margin:0 auto 20px;background:linear-gradient(135deg,var(--primary-color),var(--secondary-color));border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 20px -5px #005ca933;transition:transform .4s ease}.contato-item:hover .contato-icon{transform:scale(1.1) rotate(-5deg)}.contato-item p{font-size:1.15rem;color:var(--text-dark);font-weight:600}.faq-section{padding:80px 0 120px;background-color:#f8fafc}.faq-section .section-header h2{color:var(--primary-color);font-size:2.8rem;font-weight:700}.faq-accordion{max-width:800px;margin:0 auto}.faq-item{background:#fff;border-radius:12px;margin-bottom:15px;box-shadow:0 4px 15px -5px #0000000d;border:1px solid rgba(0,0,0,.03);overflow:hidden;transition:box-shadow .3s ease,border-color .3s ease}.faq-item:hover{box-shadow:0 10px 25px -5px #005ca91a;border-color:#005ca933}.faq-item.active{border-color:var(--primary-color)}.faq-question{width:100%;text-align:left;padding:22px 26px;background:none;border:none;font-size:1.15rem;font-weight:600;font-family:var(--font-family);color:var(--text-dark);cursor:pointer;display:flex;justify-content:flex-start;align-items:center;transition:color .3s ease}.faq-question:hover,.faq-question.active{color:var(--primary-color)}.faq-arrow{display:flex;align-items:center;justify-content:center;color:var(--secondary-color);margin-right:18px;transition:transform .4s cubic-bezier(.175,.885,.32,1.275);background-color:var(--bg-light);border-radius:50%;padding:4px}.faq-question.active .faq-arrow{transform:rotate(90deg) scale(1.1);color:#fff;background-color:var(--primary-color)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .4s ease;background-color:#fff}.faq-answer p{padding:0 26px 24px;margin-left:42px;color:var(--text-light);line-height:1.7}.faq-answer p:first-child{padding-top:5px}.faq-answer a{color:#ffb700;text-decoration:underline}.faq-answer a:hover{color:#fff}.footer{background-color:#0f172a;color:#f8fafc;padding-top:80px}.footer-container{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px;margin-bottom:50px}.footer-links ul li{margin-bottom:10px}.footer-links a{color:#cbd5e1;transition:color .2s}.footer-links a:hover{color:#fff}.footer-bottom{border-top:1px solid #1e293b;padding:20px 0;text-align:center}.disclaimer{font-size:.8rem;color:#94a3b8;max-width:800px;margin:0 auto 10px}.copyright{font-size:.9rem;color:#64748b}.reveal{opacity:0;transform:translateY(30px);transition:all .8s ease}.reveal.active{opacity:1;transform:translateY(0)}.delay-1{transition-delay:.2s}.delay-2{transition-delay:.4s}.delay-3{transition-delay:.6s}@media (max-width: 992px){.hero-container{flex-direction:column;text-align:center;padding-top:40px}.hero-actions{align-items:center}.hero h1{font-size:2.8rem}.hero-image{width:100%;max-width:500px;margin-top:40px}.about-container{flex-direction:column;text-align:center}.about-image{order:2;margin-top:30px}.about-content{order:1}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3,.simulator-body{grid-template-columns:1fr}.simulator-card{margin-top:40px;padding:30px}}@media (max-width: 768px){.nav{display:none}.timeline-item{grid-template-columns:60px 1fr;grid-template-areas:"icon text" "icon content";gap:10px 0;margin-bottom:40px}.timeline-line{left:30px}.timeline-step-text{grid-area:text;text-align:left;padding-top:10px}.timeline-icon-wrapper{grid-area:icon;padding-top:5px}.timeline-icon-bg{width:40px;height:40px;box-shadow:0 0 0 6px #fafbfc}.timeline-content{grid-area:content;padding:20px}.timeline-content:before{display:none}.carousel-btn{display:none}.carousel-wrapper{padding:0 5px}.testimonial-card{flex:0 0 280px;padding:20px}.details-grid{grid-template-columns:1fr}.footer-container{grid-template-columns:1fr;gap:30px;text-align:center}.hero h1{font-size:2.2rem}.section-header h2{font-size:2rem}}@media (max-width: 480px){.grid-4{grid-template-columns:1fr}.simulator-card{padding:20px}}.modal-overlay{position:fixed;top:0;left:0;width:100%;height:100%;background-color:#00000080;display:flex;justify-content:center;align-items:center;z-index:2000;opacity:0;visibility:hidden;transition:all .3s ease}.modal-overlay.active{opacity:1;visibility:visible}.modal-content{background-color:#fff;width:90%;max-width:600px;border-radius:12px;padding:30px;position:relative;max-height:90vh;overflow-y:auto}@media (min-width: 601px){.modal-content{transform:translateY(-20px);transition:transform .3s ease}.modal-overlay.active .modal-content{transform:translateY(0)}}.modal-close{position:absolute;top:15px;right:20px;font-size:1.5rem;background:none;border:none;cursor:pointer;color:var(--text-light)}.modal-header h2{font-size:1.5rem;color:var(--primary-color);margin-bottom:20px;padding-bottom:15px;border-bottom:1px solid #e5e7eb}.modal-summary{background-color:#f0f7ff;border-radius:8px;padding:15px 20px;margin-bottom:20px}.modal-summary p{color:var(--primary-color);margin-bottom:10px}.summary-row{display:flex;justify-content:space-between;margin-bottom:5px;font-size:.9rem;color:var(--text-light)}.summary-value{font-weight:600;color:var(--primary-color)}.form-row{display:flex;gap:15px;margin-bottom:15px}.form-group-modal{flex:1;margin-bottom:15px}.form-row .form-group-modal{margin-bottom:0}.form-group-modal label{display:block;font-size:.9rem;font-weight:500;color:var(--text-light);margin-bottom:8px}.required{color:#ef4444}.form-group-modal input,.form-group-modal select{width:100%;padding:10px 12px;border:1px solid #d1d5db;border-radius:6px;font-size:.95rem;font-family:var(--font-family);background-color:#f9fafb;color:var(--text-dark)}.form-group-modal input:focus,.form-group-modal select:focus{outline:none;border-color:var(--primary-color);background-color:#fff}.form-group-modal input[readonly]{background-color:#f3f4f6;color:var(--text-dark)}.checkbox-group{margin:20px 0}.checkbox-label{display:flex;align-items:center;gap:10px;font-size:.85rem;color:var(--text-light);margin-bottom:8px;cursor:pointer}.checkbox-label input[type=checkbox]{width:16px;height:16px;cursor:pointer}.checkbox-label a{color:var(--primary-light);text-decoration:underline}.btn-solicitar{padding:14px;font-size:1.1rem;border-radius:8px}@media (max-width: 600px){.modal-content{padding:20px}.form-row{flex-direction:column;gap:0}.form-row .form-group-modal{margin-bottom:15px}}